Mortgage & Fintech - Software built for the mortgage industry
Commission platforms, loan submission automation, embeddable widgets, and compliance tools — 5+ live products serving real brokers across Australia.
- Live mortgage products
- 5+
- Aggregators supported
- 24+
- Broker sites running widgets
- 500+
- Submission time saved
- 80%
What we build - Custom software for mortgage and finance brokers
We've shipped 5+ live products in the mortgage and fintech space. We understand the aggregators, the compliance bodies, and the daily reality of running a broker business.
- Commission & RCTI platforms. Automated lender remittance processing, RCTI generation, ABA payment files, and broker commission assignment. Currently processing real money across 24+ aggregators.
- Loan submission automation. AI-powered document processing, intelligent form pre-fill, and lender-specific packaging. We've cut submission time by 80% for commercial brokers.
- Embeddable calculator widgets. White-label mortgage calculators that embed on any broker website. Borrowing power, repayment, stamp duty, comparison rates — 10K+ active users across 500+ sites.
- CPD tracking & compliance. Audit-ready CPD logging for ASIC, FBAA, and MFAA compliance. Self-assessments, hour tracking, and one-click exports for regulatory reviews.
- Broker websites & lead capture. Fast, SEO-optimised broker websites with lead forms, calculator embeds, and CRM integration. Built for conversion, not just looks.
- Custom CRM & workflow tools. Broker-specific CRM with lead tracking, application status, commission pipelines, and client communication — tailored to your process, not generic.
Integrations - We integrate with the aggregators you already use
Our commission processing engine supports remittance from Australia's major mortgage aggregators. If yours isn't listed, we'll add it.
- AFG
- LMG
- Connective
- Finsure
- Vow Financial
- SFG
- FAST
- Choice
- NMB
- PLAN
- Loan Market
- Specialist Finance Group
- + more on request
Why Sandlabs - Built by people who know mortgage
Generic dev agencies don't understand aggregators, RCTIs, or CPD hours. We do. That means faster scoping, fewer mistakes, and software that actually fits how brokers work.
- Domain fluency. We speak the language — aggregators, trail commissions, upfronts, clawback, RCTI, ASIC, FBAA, MFAA. You don't have to translate.
- Proven track record. 5+ live products in the mortgage space, serving real brokers today. We know what breaks at scale and we build for it upfront.
- Compliance-aware. Privacy, data retention, audit trails, and regulatory reporting baked in from day one — not bolted on after a compliance review.
- Fast to market. Typical broker tooling ships in 2-6 weeks. Get to production and start serving brokers quickly, then iterate based on real usage.
- Fixed-price. Predictable cost. We quote before we build. No hourly billing, no scope-creep surprises.
- Ongoing partnership. Once live, we stick around. Growth retainers for brokers who want to keep adding features without rebuilding their tech team.
Let's build something great together.
Melbourne, Australia — serving founders worldwide. [email protected]