TrailAI
AI product development, fintech SaaS
AI-first trail book management for mortgage brokers
Australian mortgage brokers manage their trail books in spreadsheets, manually reconciling aggregator statements to work out what the book is worth, where it is concentrated, and which commissions are missing. TrailAI replaces that with AI extraction: upload any aggregator file and it surfaces the insights automatically.
We built the platform end to end — deterministic parsers with an AI fallback across 42+ Australian lenders and 10+ aggregator platforms, one-click trail-book valuation PDFs with run-off rate and loan grading, and AI-scored refinance opportunities with a one-paragraph rationale per client. Sydney-hosted with Australian data residency.
TrailAI grew out of the same mortgage-tech work behind our commission platform — applying AI to the trail book so brokers can understand and value their book in minutes instead of spreadsheets.