Our work - Real results for real businesses.

From commission platforms processing millions in broker payments to embeddable widgets serving thousands of users — every product we build is measured by the outcomes it delivers.

Case studies

TrailAI

AI product development, fintech SaaS

AI-first trail book management for mortgage brokers

Australian mortgage brokers manage their trail books in spreadsheets, manually reconciling aggregator statements to work out what the book is worth, where it is concentrated, and which commissions are missing. TrailAI replaces that with AI extraction: upload any aggregator file and it surfaces the insights automatically.

We built the platform end to end — deterministic parsers with an AI fallback across 42+ Australian lenders and 10+ aggregator platforms, one-click trail-book valuation PDFs with run-off rate and loan grading, and AI-scored refinance opportunities with a one-paragraph rationale per client. Sydney-hosted with Australian data residency.

TrailAI grew out of the same mortgage-tech work behind our commission platform — applying AI to the trail book so brokers can understand and value their book in minutes instead of spreadsheets.

Sandlabs Team, Internal project

Commercial Credit

Multi-agent AI, document processing, AI architecture

Multi-agent AI for commercial credit assessment

Commercial credit assessment is document-heavy and context-heavy. A single submission pulls in financial statements, borrower profiles, property valuations, and 30+ compliance items — each requiring different expertise to analyse. A generic AI chatbot collapses under that kind of complexity.

We designed a production multi-agent architecture: one lightweight triage agent that routes queries in under a second, and seven domain-specialist agents with scoped data access for financials, borrowers, documents, collateral, submissions, team operations, and general platform questions.

The result is live in production. Analysts who used to spend hours per submission now work through files in minutes — with full audit trails on every agent decision, and row-level security enforced at the database layer so each agent only sees what it should.

Commercial credit is the kind of domain where a single-agent chatbot falls apart. Splitting the work across specialists — each with scoped tools and tight prompts — is what gets production-grade accuracy on real financial data.

Sandlabs Team, Internal project

ComplyEdu

Web development, compliance

CPD tracking and compliance for mortgage brokers

Australian mortgage brokers are required to complete Continuing Professional Development (CPD) hours and maintain compliance records for ASIC audits. Most brokers track this in spreadsheets — error-prone, time-consuming, and stressful at audit time.

We built ComplyEdu to automate CPD tracking with a simple interface for logging hours, completing self-assessments, and generating audit-ready exports that meet ASIC, FBAA, and MFAA requirements.

ComplyEdu addresses a real compliance pain point in the mortgage industry. The platform makes audit preparation effortless for brokers who previously dreaded the process.

Sandlabs Team, Internal project

HumbleTech

Full-stack development, AI integration

Automated commission management for mortgage brokers

HumbleTech is a fintech platform that automates the complex world of mortgage broker commission management. Before Sandlabs, brokers were spending hours manually reconciling commissions from multiple aggregators.

We built a full-stack platform that processes lender remittance from 24+ aggregators including AFG, LMG, Connective, Finsure, Vow, SFG, FAST, Choice, NMB, and more — automating what used to take days into minutes.

Sandlabs brought a high level of technical expertise, attention to detail, and a solution-focused mindset to the project. Their ability to understand complex requirements and translate them into reliable, well-structured software made a huge difference.

David McCleery, Co-Founder, HumbleTech

CalcWidgets

SaaS development, embeddable widgets

Embeddable mortgage calculators for broker websites

CalcWidgets is a SaaS platform providing embeddable mortgage calculators that brokers can add to their websites with a single line of code. The widgets are white-label, responsive, and always up-to-date with current rates.

We built the entire platform from scratch — the calculator engine, the embeddable widget framework, the broker dashboard, and the subscription billing system. Today it serves 10K+ active users across 500+ broker sites.

CalcWidgets started as an internal product to solve a real gap in the mortgage broker market. It has grown into a platform serving thousands of users and hundreds of broker sites.

Sandlabs Team, Internal project

Sandlabs brought a high level of technical expertise, attention to detail, and a solution-focused mindset. Their professionalism and collaborative approach means we look forward to working with them again.

David McCleery, Co-Founder, HumbleTech

Let's build something great together.

Melbourne, Australia — serving founders worldwide. [email protected]