Case Study - Automated commission management for mortgage brokers
HumbleTech needed a platform to automate RCTI generation, ABA payments, and broker commission assignment — processing lender remittance from 24+ aggregators.
- Client
- HumbleTech
- Year
- Service
- Full-stack development, AI integration
Overview
Mortgage broker commission management is notoriously complex. Brokers receive trailing commissions from dozens of lenders through multiple aggregators, each with different formats, payment schedules, and reporting structures.
HumbleTech approached Sandlabs to build a platform that would automate this entire workflow — from ingesting lender remittance files to generating RCTI invoices and processing ABA payments.
The result is a production platform handling real money for real brokers, with automated commission assignment, multi-aggregator support, and audit-ready reporting.
What we built
- Commission reconciliation engine
- RCTI invoice generation
- ABA payment processing
- Multi-aggregator support (24+)
- Broker portal & dashboard
- AI-powered document processing
Working with Sandlabs, we felt more like a partner than a customer. Their professionalism and collaborative approach means we look forward to working with them again in the future.
- Commission processing automated
- 90%+
- Aggregators supported
- 24+
- Reconciliation time
- Days → Min
- Processing real payments
- Live