Case Study - AI-first trail book management for mortgage brokers
TrailAI is the AI-first alternative to legacy trail tools — it reads any aggregator statement and surfaces book balance, lender concentration, missing commissions, and refinance candidates in minutes.
- Client
- TrailAI
- Year
- Service
- AI product development, fintech SaaS
Overview
Every mortgage broker has a trail book — the ongoing commission paid on the loans they have settled. But understanding it means downloading aggregator statements and reconciling them by hand: what is the book worth, which lenders is it concentrated in, which commissions have gone missing, and which clients are ready to refinance.
TrailAI is the AI-first alternative to those legacy tools. Upload any aggregator file and it extracts the data automatically — deterministic parsers handle the common formats, with an AI fallback for everything else — then surfaces the insights that matter. It is built for solo brokers and scales to small brokerages, and it is live today at trailai.com.au.
What we built
- AI statement extraction
- Deterministic parsers + AI fallback
- Trail-book valuation PDFs
- Run-off rate & loan grading
- AI refinance scoring
- AU data residency (Sydney)
- Australian lenders
- 42+
- Aggregator platforms
- 10+
- Book valuation
- 1-click
- Free trial
- 30-day